Lynneve Hays & Megan Pratchard

It’s a good idea to get prequalified for your mortgage before shopping for a home. Prequalification involves supplying a lender with basic information regarding your debt, income and assets. From this information, lenders can get an idea of the mortgage amount for which you qualify, and it can be done at no cost.

Being prequalified can help you narrow the range of homes in which you are interested, as it’s another way of knowing what you can afford. In this market, all offers made must be accompanied by a prequalification letter from a lender.  This shows the seller that you are a serious buyer and you have already spoken with a lender to determine what purchase price is right for you.

The initial pre-qualification stage also allows you to discuss with your lender any goals or needs you may have regarding your mortgage. He or she can then explain your mortgage options and recommend the type that might be best suited to your particular requirements.

List of trusted Affiliates

Eric Larsen
American Financial Network
Mortgage Broker
(661) 294-3189 

James Hecker
Covenant Mutual
Mortgage Broker
(661) 295-7030 ext. 734

Robert Furmanski
Augusta Financial
Lender
(661) 993-1836